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Find out more: best bank accounts for authorised overdrafts - our tables are updated daily You can keep hold of a bigger chunk of your earnings by claiming all the tax reliefs you're entitled to.

Reliefs such as annual investment allowance (AIA), rent-a-room relief and potentially exempt transfers (PETs), can all save you heaps of money, yet relatively few people are aware of them.

However, the interest tends to skyrocket at the end of the promotional period, so make sure you pay off the balance in full before this happens. Money Compare credit card comparison tables let you search all available cards, from providers large and small, to choose the best deals, based on quality of service as well as cost and benefits. Money Compare table: 0% balance-transfer credit cards - compare dozens of cards Some banks impose harsh penalties on customers who accidentally slip into an overdraft that they haven't arranged in advance. research has indicated that these charges vary wildly depending on your current account provider.

If you regularly go overdrawn, you could benefit from switching to a bank that offers a free authorised overdraft. Recommended Provider First Direct could be a good bet - it currently offers a £250 interest-free overdraft as part of its 1st Account.

You could save a bundle by ensuring you have enough money stored away to pay these annual bills in one go.

Also, there are plenty of products that tend to cost less at certain times of the year.

The video above reveals how you can save an average of £1,300 a year by completing five simple tasks.

What's more, the interactive guide below contains 50 of our favourite money-saving ideas, including tips on how to reduce the cost of food, eating out, motoring and heating your home.

These points can be converted into money-off vouchers.Find out more: 30 ways to save on tax - this guide covers the obscure tax reliefs you need to know about Price comparison websites let you compare hundreds of financial products and ensure you choose the best one for your circumstances.Whether you're looking to buy car insurance, credit cards or a broadband bundle, there is normally a huge difference between the cheapest and most expensive providers, so it's worth browsing for the best offers on these websites. Money Compare tables go beyond just comparing rates.Many packages allow you to set savings goals, and some will even suggest a clear path towards hitting them.Others can highlight your spending habits in detailed reports, as well as letting you monitor all of your bank accounts and investments in real time.

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We even provide scripts to help improve your chances of securing a discount.

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